Tax Planning | Accounting & Cash Flow | Business Growth

Birmingham accountants helping UK sole traders and limited companies with tax planning, accounting, payroll, and cash flow management — so you can optimize tax, stay fully compliant, make smarter financial decisions, and grow your business.

 

Services by Finwave Accountants Birmingham

Tax Planning & Structuring

Most business owners overpay tax simply because they don't have a strategic plan. We help you structure your income efficiently, choose the right business entity (sole trader vs limited company), and implement year-round tax strategies that ensure you pay only what's legally required. From self-assessment and corporation tax to dividend optimization and exit planning, we turn tax from a burden into a manageable, predictable cost.

Accounting, Cash Flow & Business Advisory

Knowing your profit at year-end is too late. We provide real-time bookkeeping, monthly management accounts, and cash flow forecasting so you always know where your business stands financially. More importantly, we help you make critical decisions—should you hire that employee, take on debt, invest in equipment, or change your pricing? With accurate data and experienced guidance, you'll make choices that drive sustainable growth.

Payroll & Employment Cost Optimisation

Hiring your first employee is exciting but complex. Should you hire or subcontract? What will it really cost including National Insurance and pensions? We help you model employment costs before you commit, then handle all payroll processing, RTI submissions, pension auto-enrolment, and employee queries end-to-end. You get strategic guidance upfront and seamless execution ongoing, so you can focus on managing your team, not admin.

HMRC & Companies House Compliance

Missing deadlines costs money. We take complete ownership of your compliance obligations—preparing and filing tax returns, annual accounts, VAT returns, and Companies House confirmations on time, every time. As Authorised Corporate Service Providers, we also conduct identity verification for directors and PSCs to Companies House standards. You'll never worry about penalties or regulatory issues again.

Director

Ussama Tiwana - ACCA 

Ussama Tiwana is Chartered Certified Accountant and director of Finwave Accountants with experience advising sole traders, limited company directors on accounting, taxation, business structing and growth planning.

Verify ACCA membership here
Ussama's linkedIn profile here

About Us

Company

Company Registration No:   14462521
VAT Registration No:               475916842
ICO Registration No:                ZB672041
Companies House Agent:       Authorised Corporate Service Provider (ACSP)
AML Supervisor:                          ACCA & HMRC
ACCA Registration No:            2000002981 
HMRC MLR No:                            XLML00000199272 

Verify ACCA registration of the Company here

Contact

I hereby agree that this data will be stored and processed for the purpose of establishing contact. I am aware that I can revoke my consent at any time.*

* Please fill in all the required fields.
Message was successfully sent

Telephone: 0121 630 6307

E-mail: info@finwavefirm.co.uk

Address: 5 Sandy Way, Birmingham, B15 1EQ, United Kingdom

Directions

The information and advice provided is limited to accounting, tax, cash-flow forecasting, business planning, and general business advisory matters. We do not provide investment advice, financial product advice, or any services regulated by the Financial Conduct Authority (FCA). Any financial projections, cash-flow forecasts, or business plans are prepared for internal planning and decision-making purposes only and do not constitute investment, financing, or lending advice.

 

© Copyright. All rights reserved.

We need your consent to load the translations

We use a third-party service to translate the website content that may collect data about your activity. Please review the details in the privacy policy and accept the service to view the translations.