“Finwave Accountants were very efficient and professional in helping me resolve my matter. I would recommend their services to others”
Chartered Certified Accountants · Birmingham
Birmingham accountants helping UK sole traders and limited companies with tax planning, accounting, payroll, and cash flow management — so you can optimise tax, stay fully compliant, make smarter financial decisions, and grow your business.
What We Do
Strategic financial expertise for sole traders and limited companies across the UK.
Most business owners overpay tax simply because they don't have a strategic plan. We help you structure your income efficiently, choose the right business entity (sole trader vs limited company), and implement year-round tax strategies that ensure you pay only what's legally required. From self-assessment and corporation tax to dividend optimisation and exit planning, we turn tax from a burden into a manageable, predictable cost.
Learn More →Knowing your profit at year-end is too late. We provide real-time bookkeeping, monthly management accounts, and cash flow forecasting so you always know where your business stands financially. More importantly, we help you make critical decisions — should you hire that employee, take on debt, invest in equipment, or change your pricing? With accurate data and experienced guidance, you will make choices that drive sustainable growth.
Learn More →Hiring your first employee is exciting but complex. Should you hire or subcontract? What will it really cost including National Insurance and pensions? We help you model employment costs before you commit, then handle all payroll processing, RTI submissions, pension auto-enrolment, and employee queries end-to-end. Strategic guidance upfront and seamless execution ongoing — so you can focus on managing your team, not admin.
Learn More →Missing deadlines costs money. We take complete ownership of your compliance obligations — preparing and filing tax returns, annual accounts, VAT returns, and Companies House confirmations on time, every time. As Authorised Corporate Service Providers, we also conduct identity verification for directors and PSCs to Companies House standards. You will never worry about penalties or regulatory issues again.
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Meet the Director
ACCA — Chartered Certified Accountant
Ussama Tiwana is a Chartered Certified Accountant and Director of Finwave Accountants, with extensive experience advising sole traders and limited company directors on accounting, taxation, business structuring, and growth planning.
With a commitment to proactive, strategic advice — not just year-end compliance — Ussama helps business owners truly understand their numbers, reduce their tax burden, and make the financial decisions that drive long-term growth.
Regulated & Verified
Rated 5.0 on Google
A few words from our clients — 5 of our 10 five-star reviews.
“Finwave Accountants were very efficient and professional in helping me resolve my matter. I would recommend their services to others”
“Great service. No faff and straightforward. Very friendly guy , would defo recommend ussama Tawana”
“I couldn't have asked for someone more amazing and knowledgeable to help me in the time of desperate need. Just when I thought I knew what I was doing... I really didn't. If it wasn't for your help, I'd be in such a pickle! You have been fantastic and I can't thank you enough. I appreciate everything and the time taken to help and guide with the accounts. Thank you from the bottom of my heart. I can't recommend you enough!! :)”
“Fantastic service, quick to reply and able to help me out with the identification process. Pleasure to deal with, thank you.”
“best service and very helpful done everything what I needed Thanks”
Get in Touch
Book a free initial consultation. No obligation, no jargon.